Profit, losses, GNPAs of Public Sector Banks
Asset Quality Review (AQR) carried-out in 2015 for clean and fully provisioned bank balance-sheets revealed high incidence of NPAs. Expected losses on stressed loans, not provided for earlier under flexibility given to restructured loans, were reclassified as NPAs and provided for. PSBs initiated cleaning-up by recognising NPAs and provided for expected losses. The gross NPA ratio for Public Sector Banks (PSBs) as a category is 14.6% in the financial year (FY) 2017-18, as per Reserve Bank of India (RBI) data. In the last 25 financial years, the gross NPA ratio for PSBs was highest in FY 1993-94 at 24.8% and was also higher in six other financial years.
Bank-wise details of gross NPAs as of March 2018, and operating profit, provision done and net profit/loss in FY 2017-18, are given below.
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Amounts in crore Rs. |
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S. No. |
Bank |
As on 31.3.2018 * |
FY 2017-18 ** |
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|
Gross NPA ratio (%) |
Operating profit |
Provisioning done |
Net profit (amounts with a minus sign are losses) *** |
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1 |
Allahabad Bank |
16.0 |
3,438 |
8,113 |
-4,674 |
|
2 |
Andhra Bank |
17.1 |
5,361 |
8,774 |
-3,413 |
|
3 |
Bank of Baroda |
12.3 |
12,006 |
14,437 |
-2,432 |
|
4 |
Bank of India |
16.6 |
7,139 |
13,183 |
-6,044 |
|
5 |
Bank of Maharashtra |
19.5 |
2,191 |
3,337 |
-1,146 |
|
6 |
Canara Bank |
11.8 |
9,548 |
13,770 |
-4,222 |
|
7 |
Central Bank of India |
21.5 |
2,733 |
7,838 |
-5,105 |
|
8 |
Corporation Bank |
17.4 |
3,950 |
8,004 |
-4,054 |
|
9 |
Dena Bank |
22.0 |
1,171 |
3,094 |
-1,923 |
|
10 |
IDBI Bank Limited |
28.0 |
7,905 |
16,142 |
-8,238 |
|
11 |
Indian Bank |
7.4 |
5,001 |
3,742 |
1,259 |
|
12 |
Indian Overseas Bank |
25.3 |
3,629 |
9,929 |
-6,299 |
|
13 |
Oriental Bank of Commerce |
17.6 |
3,703 |
9,575 |
-5,872 |
|
14 |
Punjab & Sind Bank |
11.2 |
1,145 |
1,889 |
-744 |
|
15 |
Punjab National Bank |
18.4 |
10,294 |
22,577 |
-12,283 |
|
16 |
State Bank of India |
10.9 |
59,511 |
66,058 |
-6,547 |
|
17 |
Syndicate Bank |
11.5 |
3,864 |
7,087 |
-3,223 |
|
18 |
UCO Bank |
24.6 |
1,334 |
5,771 |
-4,436 |
|
19 |
Union Bank of India |
15.7 |
7,540 |
12,787 |
-5,247 |
|
20 |
United Bank of India |
24.1 |
1,025 |
2,479 |
-1,454 |
|
21 |
Vijaya Bank |
6.3 |
3,098 |
2,371 |
727 |
